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Compare Checking Accounts

With unlimited withdrawals, checking accounts make your money ready right when you need it. Account activity can be managed easily through digital banking or at a bank branch. Choose the checking account that’s right for you with a side-by-side look at the options and features.

Select type:

Account Option
Anytime Checking
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Gold Account
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OnBudget Banking®
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Military Advantage Checking
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Product Description
Checking made simple.
Experience the gold standard in checking.
Smarter banking that's easier to manage.
Checking built to serve you.
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Minimum Opening Deposit
$50
$50
$25
$50
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Monthly Service Fee
$0
$15
$5
$0
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Options to Avoid Service Fee per Statement Cycle

N/A

Enjoy no monthly service fee when you keep a daily account balance of $2,500 OR a combined deposit balance of $25,000.

No fee if 25 years old and under

N/A

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Paper Statement Fee
$3 (To avoid the Paper Statement Fee, you must enroll in Online Banking, and opt your account out of receiving paper statements)
$0
$2 (To avoid the Paper Statement Fee, you must enroll in Online Banking, and opt your account out of receiving paper statements)
N/A
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Interest
No
No
No
No
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Still have questions?
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A division of Zions Bancorporation, N.A. Member FDIC

Equal Housing Lender, NMLS Registry 467014 or Swift ZFNBUS55

© 2026 Zions Bancorporation, N.A. All Rights Reserved.

Routing number: 124000054

Customer Service
888-307-3411

Mon - Sat, 6 a.m. - 9 p.m. MT

Digital Banking Support
800-840-4999

Mon - Sat, 6 a.m. - 9 p.m. MT

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