John Richards is executive vice president and director of Zions Bank’s Treasury Management.  His division is responsible for delivering strategic financial solutions that empower businesses to optimize liquidity, enhance operational efficiency and mitigate risk.  With a focus on cash flow performance, payment innovation, and fraud prevention, Treasury Management partners with clients to drive long-term value through tailored banking strategies.

Richards has worked at Zions Bank since 2002, including three years with Zions Bancorporation Treasury Management middle office.  He holds a Master of Business Administration from Brigham Young University and a bachelor’s degree from the University of Utah.