We will be performing scheduled maintenance on Monday, April 27th from 9:00 p.m. MT until 11:00 p.m. MT. Online Banking and Mobile Banking will not be available at this time. We apologize for any inconvenience this may cause.
You have safely signed out. Thank you for banking with Zions Bank.
Buying a new home can feel overwhelming, especially if you’re a first-time buyer. Explore our loan options to find the best way to finance your purchase.
Don’t like being told what to do? Neither do we. That’s why we have a selection of Credit Cards available, so you can choose the right card for your lifestyle.
Our agents will work with you to assess your property’s value and recommend the right level of coverage, so you can be confident that your home and possessions are adequately protected.
Buying a new home can feel overwhelming, especially if you’re a first-time buyer. Explore our loan options to find the best way to finance your purchase.
Don’t like being told what to do? Neither do we. That’s why we have a selection of Credit Cards available, so you can choose the right card for your lifestyle.
Our agents will work with you to assess your property’s value and recommend the right level of coverage, so you can be confident that your home and possessions are adequately protected.
Riding motorcycles is a form of meditation for Satya Kraus.
“When I'm out there and I'm in my helmet all alone, I don't really have to think. I can let my mind be free and let my thoughts roam,” says the founder of Kraus Moto, a maker of high-performance motorcycle parts and accessories based in St. George, Utah. “I started this business because I love riding motorcycles and I tried to figure out something that I could do that would allow me to ride motorcycles every day.”
While taking his hobby to professional heights, Kraus has learned that the keys to success include passion, the pursuit of a better ride, and finding a reliable bank to provide financial fuel for growth.
CLICK TO PLAY
Kraus Moto
A Business Idea is Born
Kraus’ progression from employee to entrepreneur began when he got tired of sitting at a desk all day and started working in the field operating heavy equipment, which included a maintenance component.
“I found myself really excited and interested in the fabrication side — welding, bending metal, fixing things. And that led me into working in a shop. And then in the shop I decided I'd like to start working on a classic car,” he recalls. “I bought a car and started working on it. And then the motorcycle thing kind of came back to me. I was always interested in motorcycles when I was young.”
That led to Kraus building choppers, attending industry events and just having fun with his hobby. Which developed into people seeing his bikes — and wanting their own.
“I started building bikes for customers and built quite a few completely bespoke, handmade motorcycles. These motorcycles took nine months to build,” Kraus says. “Every single part was made by hand, from scratch. A lot of people liked what I was doing, and I felt there was an opportunity to create a product line around some of the ideas I had.”
Kraus started developing his own product line. “I didn’t know how to manage a supply chain, so I thought I’d bring the manufacturing in-house,” he says. “I bought a CNC machine and started making parts. And that led to the next machine, and now we're at almost 20 machines, with a large facility and a great team.”
Industry Innovator
Kraus Moto is one of the leading Harley-Davidson aftermarket component shops in North America.
Kraus Moto has helped drive innovation in the motorcycle industry, playing a major role in the modernization of V-twin styling to meet the needs of a new generation.
“We're known for ergonomics, we're known for suspension, and we're known for high performance gear, and the younger generation wants to have performance,” Kraus says. “Every day we get calls from people who have tried Kraus and would never run anything else. They're customers for life. That, to us, is everything.”
Kraus credits the high-quality product, customer support and commitment to providing the best possible experience to their clients.
“I wake up every morning, and I pinch myself and say, wow, this is an amazing life. I get to have great relationships in an amazing industry with all sorts of colorful people. I get to be involved in people's hobbies and the things that people love,” he says. “And there's nothing like having somebody call you up and say, or write you an email and say, you know what? I was a little hesitant to buy your product, but as soon as I did, I couldn't believe how much better my ride was.”
A Financial Ally
In the early days, Kraus says lack of a financial partner held his business back, preventing him from purchasing inventory and completing manufacturing runs. After meeting with Zions Bank, that all changed.
“Zions Bank was super receptive. We were a pretty small company at that time, but they said let’s see how we can help you out,” Kraus recalls. “And over the years, that relationship has developed into something that I can rely on, and I think we're a good partner for Zions Bank as well.”
He credits his banker for being attentive and communicative, helping with myriad financial aspects of the business — from providing capital to purchase raw materials and large machines to managing exchange rates for international trade.
“We're constantly buying tooling, so if there's a piece of tooling across the country that I need to jump on at an auction, I can rely on Zions to make that happen for me financially,” he says. “We also do a lot of international business, B2B business and direct to consumer. Zions has played a major role in making sure that those transactions are proper and done well, and we can rely on them.”
Above all, Kraus says Zions Bank sees his business through his eyes. He adds, “My business is stronger because of it.”
Zions Bank: We See Your Business Through Your Eyes
Looking for a bank that sees your business through your eyes? Zions Bank is the #1 small business lender in Idaho and Utah thanks to our proven relationship banking approach. We help entrepreneurs navigate challenges, seize opportunities and grow with confidence.
Content above is offered for informational purposes only and does not constitute tax, legal, financial, or business advice. Contact a specialist about your specific needs and circumstances. Content may contain trademarks or trade names owned by parties who are not affiliated with Zions Bancorporation, N.A. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Zions Bancorporation, N.A. does not claim any ownership of or make representations about products, services, or content offered under or associated with such marks.
Cookie Consent
Your Privacy Is Important to Us
uses cookie trackers for the operation and optimization of our website. The protection of personal data and cookie management page provides details about the cookies used and gives you the option to review and modify your choices at any time.
Thanks for Sharing Your Cookie Preferences
You can change your consent at anytime. Simply select on the manage cookies option below. Or click on the link at the bottom of the page.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.
Warning: you’re about to leave!
You're about to leave Zions Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Zions Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.