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Buying a new home can feel overwhelming, especially if you’re a first-time buyer. Explore our loan options to find the best way to finance your purchase.
Don’t like being told what to do? Neither do we. That’s why we have a selection of Credit Cards available, so you can choose the right card for your lifestyle.
Our agents will work with you to assess your property’s value and recommend the right level of coverage, so you can be confident that your home and possessions are adequately protected.
Buying a new home can feel overwhelming, especially if you’re a first-time buyer. Explore our loan options to find the best way to finance your purchase.
Don’t like being told what to do? Neither do we. That’s why we have a selection of Credit Cards available, so you can choose the right card for your lifestyle.
Our agents will work with you to assess your property’s value and recommend the right level of coverage, so you can be confident that your home and possessions are adequately protected.
Although many people associate Idaho with its world-famous potatoes, Idaho is also called the Gem State for good reason. Idaho produces more than 72 types of gemstones and is one of only two places where Star Garnets can be found in significant quantities.
Jessica and Charlie Herner, both graduates of the Gemological Institute of America, are keenly aware of Idaho’s legacy in precious gems. They recently purchased jewelry store Jensen Stern, which has operated in Ketchum, Idaho, for the past 35 years.
The Herners share insights on their profession and journey as small business owners.
What do you want people to know about your small business?
Jessica is a certified gemologist, while Charlie has a background in architectural design and computer aided design (CAD). We have provided jewelry design and illustration services to worldwide clients over the last decade and have received international awards as fine jewelry designers.
We also provide personalized consultation to help clients transform inherited gemstones into modern, wearable art. By understanding each client’s unique story and vision, we ensure that each redesign honors the original sentiment while creating something new and beautiful. This process preserves the legacy of the gemstones and allows clients to carry a piece of their family history with them in a fresh, meaningful way.
What do you enjoy about working in the jewelry industry?
We appreciate how our industry provides a creative outlet and helps people celebrate special occasions like birthdays, anniversaries and engagements.
We have firsthand experience on the timeless appeal of jewelry and how it can be personally meaningful. Charlie made our wedding rings, which included a rare color change garnet from Tanzania in a diamond setting. These rings symbolize our unique journey and the love we share, making them incredibly special to us — and we want our clients to have a similar experience.
What prompted you to purchase Jensen Stern?
Over the last few years, we’ve worked out of a home office to offer design, evaluation, illustration and gem acquisition services. To expand our footprint, we used a U.S. Small Business Administration 7(a) loan to purchase Jensen Stern when the owners retired.
We grew up in Hailey and knew the owner’s daughter, and we recognized Jensen Stern’s strong brand and reputation as a high-quality jewelry store. We intend to uphold its legacy and provide services for repair work, gemstone acquisition, customized creations and redesign work.
How does your small business stay competitive in your local market?
Jensen Stern’s brand goes beyond being a jewelry store. We position our store as an active social hub and gallery that invites our guests to relax and appreciate fine art.
Our art gallery displays jewelry from both established and upcoming new artists. Jensen Stern was the first store in the country to show Sevan Biçaçki jewelry, which is now featured in museums, and to carry Stephen Webster designs before his work became well known.
Why did you choose to work with Zions Bank and how has it helped your small business?
When we applied for an SBA loan, we were pleased with the support we received from Zions Bank. Our exceptional bankers walked us through the process and helped remove friction points, positioning us to become the proud new owners of Jensen Stern.
Looking for a bank that’s invested in your future and can help you reach your financial goals? Zions Bank’s team of relationship managers can provide small business success strategies as well as funding options, including U.S. Small Business Administration loans. Visit a local Zions Bank branch to learn more.
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